IRC-Galleria

IRC-Galleria Website

IRC-Galleria is the largest WWW-based virtual community in Finland. It was founded in December 2000 by Tomi Lintelä as a photo gallery for the Finnish users of Internet Relay Chat. As for February 2006, IRC-galleria boasts of over 302,000 registered users and over 3,600,000 images. About 85% of the users are active users who use the service on a weekly or daily basis. However, only about 20% of the users have identified themselves as actual users of IRC.

Technology

Despite all the features, IRC-Galleria is basically a photo gallery and it is not possible to have a user account without at least one accepted image. The maximum number of visible images per user is 60 (only for VIP-users), and the so-called default image must contain the face of the user.

The communication in IRC-Galleria is based on short messages, comments, each of which is associated with either a picture or a community. Each user can be a member of at most 40 communities. Some of the communities are named after IRC channels, and joining them requires IRC-based identification. Comments are only visible to those who are logged in.

IRC-Galleria is now maintained and developed by Dynamoid Oy, a company founded solely for the sake of IRC-Galleria. The service is financed with banner advertising, SMS-based services, T-shirts and optional VIP privileges which can be bought with SMS.

Problems

The unwillingness of the administrators of IRC-Galleria to exclude non-IRC-users has caused some schism, driving a few users to found their own alternative gallery services with a mandatory IRC-based registration. The administrators responded by introducing some features which aim at the minimization of the biggest problems related to the non-IRC-users.

The non-IRC-users registered in IRC-Galleria are sometimes ironically called galleriairkkaajat (gallery IRCers) due to the fact that many of them frequently refer to IRC-Galleria with the acronym IRC without necessarily even having a clue what the actual IRC is.

IRC-Galleria is now officially open for anyone who is over 12 years old and speaks Finnish.


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IRC-Galleria is now officially open for anyone who is over 12 years old and speaks Finnish. The bank may be most known for its sponsorip of the Tour de France as many will remember the corporate brand on the sides of the maillot jaune (yellow jersey) that Lance Armstrong and many other phenomenal cyclists have earned over the years. The non-IRC-users registered in IRC-Galleria are sometimes ironically called galleriairkkaajat (gallery IRCers) due to the fact that many of them frequently refer to IRC-Galleria with the acronym IRC without necessarily even having a clue what the actual IRC is. Calyon Houston specializes in providing key financing for the Energy sector. The administrators responded by introducing some features which aim at the minimization of the biggest problems related to the non-IRC-users. they are New York, Chicago, Dallas, Los Angeles, and Houston. The unwillingness of the administrators of IRC-Galleria to exclude non-IRC-users has caused some schism, driving a few users to found their own alternative gallery services with a mandatory IRC-based registration. Calyon Investment Bank maintains five offices in the U.S.

The service is financed with banner advertising, SMS-based services, T-shirts and optional VIP privileges which can be bought with SMS. In the United States, Crédit Lyonnais is now known as Calyon, whereas in France, Crédit Agricole and Crédit Lyonnais maintain their separate entitites somewhat. IRC-Galleria is now maintained and developed by Dynamoid Oy, a company founded solely for the sake of IRC-Galleria. At the same time, the CDR had to pay back 135 millions Euros to Bernard Tapie (or rather to his creditors), the controversial former billionaire, after a scandal concerning the sale of Adidas. Comments are only visible to those who are logged in. In 2005, Crédit Lyonnais became LCL (for Le Crédit Lyonnais), probably in order to remove obvious references to its troubled recent history. Some of the communities are named after IRC channels, and joining them requires IRC-based identification. Crédit Lyonnais continues to exist as a nationwide retail consumer bank.

Each user can be a member of at most 40 communities. In 2003, the bank was bought by Crédit Agricole and its investment banking business was spun off to an existing subsidiary of Crédit Agricole, Crédit Agricole Indosuez, which was renamed Calyon. The communication in IRC-Galleria is based on short messages, comments, each of which is associated with either a picture or a community. In 2001, Denis Robert and Ernest Backes book, Revelation, showed that Crédit Lyonnais was one of the many banks to detain unpublished accounts in Clearstream, a Luxembourg-based transaction clearing company, which has been accused by the authors of being a huge international money-laundering machine. The maximum number of visible images per user is 60 (only for VIP-users), and the so-called default image must contain the face of the user. The CDR is a highly controversial creation, as many do not believe that the French government should have bailed out the bank. Despite all the features, IRC-Galleria is basically a photo gallery and it is not possible to have a user account without at least one accepted image. The CDR notably agreed to pay £525 million US to California's Department of Insurance in order head off a lawsuit concerning the Executive Life insurance scandal.

However, only about 20% of the users have identified themselves as actual users of IRC. The bank's finances were saved from disaster by moving its debts and liabilities into a new state-owned company, Consortium de Réalisation (CDR). About 85% of the users are active users who use the service on a weekly or daily basis. The fire burned for over 12 hours and two-thirds of the building was destroyed, along with crucial bank archives and computer data. As for February 2006, IRC-galleria boasts of over 302,000 registered users and over 3,600,000 images. The fire began in the main trading room of the bank and was one of the worst fires to damage a Paris building in 25 years. It was founded in December 2000 by Tomi Lintelä as a photo gallery for the Finnish users of Internet Relay Chat. Much of Crédit Lyonnais' Paris headquarters was destroyed in a major fire on May 5, 1996.

IRC-Galleria is the largest WWW-based virtual community in Finland. Crédit Lyonnais notably owned the MGM movie studio for a few years, during which time Giancarlo Parretti was the chief of the studio. The bank's motto of the time was "Le pouvoir de dire oui", or "the ability to say 'yes'", and saying 'yes' was indeed something which the bank did rather too often. This was caused by directors exaggerating investments and by problems with the bank's subsidiary companies. During the 1990s, the bank was the subject of numerous financial scandals, contributing to a huge debt of around 150 billion French francs (nearly 23 billion Euros).

Founded in 1863 in Lyon by Henri Germain, Crédit Lyonnais was nationalised in 1945. It has been the subject of various financial scandals, which almost led to its bankruptcy in 1993. It was, at one point, the largest French bank, and it was state-owned. Crédit Lyonnais is a French bank.

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