Cingular Wireless

Cingular Wireless LLC is the largest United States mobile phone company, with headquarters in Atlanta, Georgia, United States. Cingular operates a network of multiple technologies. The most widely used of these technologies is called Global Systems for Mobile, or GSM. On top of their GSM network they run a data network called GPRS (general packet radio service) and an upgrade for faster speeds called EDGE (enhanced data rates for global evolution). Cingular supports their legacy networks of TDMA and Analog. Former networks include various paging services and the Cingular Interactive division that became Velocita Wireless.


History

Cingular Wireless was formed in 2001 as a joint venture of SBC (now AT&T) and BellSouth. The joint venture created the nations second largest carrier. Cingular grew out of a conglomeration of 11 regional companies. these companies include BellSouth Mobility, BellSouth Mobility DCS, Cellular One, Houston Cellular, BellSouth Wireless Data, Southwestern Bell, Pacific Bell, Nevada Bell, Ameritech Cellular, SNET and SBC Wireless. With the exception of Pacific Bell and BellSouth Mobility DCS, the digital network consisted of TDMA Technology. The Pacific Bell and BellSouth Mobility DCS networks used GSM technology on the PCS frequency (1900 Mhz). In 2002 Cingular began an initiative called "Project Genesis" which the code name for the GSM/GPRS overlay of the entire network. Project Genesis was completed by the end of 2004.

AT&T Wireless merger

After a bidding war with Britain's Vodefone PLC, Cingular announced in February, 2004 that they would purchase AT&T Wireless for 41 Billion dollars. The merger was completed on October 16, 2004. The combined company had a customer base of 46 million people which placed Cingular as the largest wireless provider in the United States.

Universal Telephone Service UMTS high-speed network known as "BroadbandConnect", the first to utilize High-Speed Downlink Packet Access (HSPDA), to counter Verizon's EV-DO network. UMTS was launched on December 6, 2005 in Seattle, Portland, San Fransico, Salt Lake City, San Jose, San Diego, Las Vegas, Phoenix, Austin, Houston, Dallas, Chicago, Boston, Baltimore and Washington D.C. Cingular is expected to launch UMTS in all major metropolitan areas by the end of 2006.


The Cingular Wireless logo prior to the acquisition of AT&T Wireless, which is still used in some contexts.


GSM Facilities

In California, Nevada, northern New Jersey and New York City, Cingular and T-Mobile USA maintained and shared a GSM-1900 network prior to the acquisition of AT&T Wireless, through a joint venture known as GSM Facilities. The network sharing agreement allowed Cingular to offer local service in northern New Jersey and New York City and T-Mobile to offer service in California and Nevada. On May 25, 2004, Cingular and T-Mobile USA announced their intention to dissolve the agreement contingent on Cingular's successful acquisition of AT&T Wireless.

First announced on June 23, 2005 Cingular Wireless announced the intention to divest its Caribbean and Bermuda operations and licenses which it acquired from the acquisition of AT&T Wireless, to Bermuda-based Digcel Group under undisclosed financial terms. [1], [2], [3], [4]

Cingular outsources some of their Customer Care to companies in Canada and overseas.

On August 25, Cingular was removed from the New York Better Business Bureau because of a large number of complaints that were not handled in a timely manner. The company is in the process of restructuring its customer care procedures and has appealed the decision.[5] It remains a member of the BBB in other states in which it operates.

In 2004, the Federal Communications Commission (FCC) reported logging more than 14,000 complaints (or 289 per million subscribers) against Cingular Wireless. The most common of which included number portability issues, over billing, poor customer support and network reliability.

Possible Name Change

On 20 November 2005, Ed Whitacre, CEO of the newly-merged SBC/AT&T, announced plans to market the service under the AT&T banner. [6] BellSouth spokesman Jeff Battcher countered that the terms of the joint venture allow either party to sell the service under another name, and that he believes they will be using the brand to market to business customers. [7] Cingular president Stan Sigman concurred with BellSouth's position, indicating that the Cingular brand would continue but be sold under the AT&T brand where offered in packages with other AT&T services, such as data and wireline telephony.

Adelante

Recently, Cingular has launched a new ad campaign "Adelante". In Spanish it means literally "forward". It is aimed at the Hispanic and Spanish speaking communities in the US to boost sales and consists of newspaper ads, commercials, and magazine ads. Also, part of "Adelante" is to now start offering bilingual support at its stores for English and Spanish.

Trivia

  • In 2005, Communications Workers of America, the union which represents over half of Cingular's employees, specifically recognized Cingular for excellence as a union employer, in direct contrast to competitor Verizon, which CWA singled out as an aggressive union-buster.
  • A sales boost is expected following January 2006, when RadioShack (the top wireless retailer in the US) will no longer sell Verizon phones and instead will sell Cingular phones.
  • Cingular Wireless is the wireless carrier of the street racers in Electronic Arts' street racing video games Need for Speed Underground 2 and Need for Speed: Most Wanted. It is used to receive SMS messages from other racers.



This page about cingular includes information from a Wikipedia article.
Additional articles about cingular
News stories about cingular
External links for cingular
Videos for cingular
Wikis about cingular
Discussion Groups about cingular
Blogs about cingular
Images of cingular


. As of 2005, several areas of the world are thought by some to be in a bubble state, although the subject is highly controversial; see:. Also, part of "Adelante" is to now start offering bilingual support at its stores for English and Spanish. See also: real estate economics. It is aimed at the Hispanic and Spanish speaking communities in the US to boost sales and consists of newspaper ads, commercials, and magazine ads. A basic summary of the progress of housing indicators for US cities is provided by Business Week [6]. In Spanish it means literally "forward". The valuation component measures how expensive houses are relative to what most people can afford, and the debt component measures how indebted households become in buying them for home or profit (and also how much exposure the banks accumulate by lending for them).

Recently, Cingular has launched a new ad campaign "Adelante". Indicators describe two interwoven aspects of housing bubble: a valuation component and a debt (or leverage) component. [7] Cingular president Stan Sigman concurred with BellSouth's position, indicating that the Cingular brand would continue but be sold under the AT&T brand where offered in packages with other AT&T services, such as data and wireline telephony. By comparing current levels to previous levels that have proven unsustainable in the past (i.e. led to or at least accompanied crashes), one can make an educated guess as to whether a given real estate market is experiencing a bubble or not. [6] BellSouth spokesman Jeff Battcher countered that the terms of the joint venture allow either party to sell the service under another name, and that he believes they will be using the brand to market to business customers. In attempting to identify bubbles before they burst, economists have developed a number of financial ratios and economic indicators that can be used to evaluate whether homes in a given area are fairly valued or not. On 20 November 2005, Ed Whitacre, CEO of the newly-merged SBC/AT&T, announced plans to market the service under the AT&T banner. .

The most common of which included number portability issues, over billing, poor customer support and network reliability. Therefore this article focuses on housing bubbles and mentions other sectors only when their situation differs from housing. In 2004, the Federal Communications Commission (FCC) reported logging more than 14,000 complaints (or 289 per million subscribers) against Cingular Wireless. Other sectors such as office, hotel and retail generally move along with the residential market, being affected by many of same variables (incomes, interest rates, etc.) and also sharing the "wealth effect" of booms. The company is in the process of restructuring its customer care procedures and has appealed the decision.[5] It remains a member of the BBB in other states in which it operates. Due to low inflation in most countries, future corrections may result in a fall in both real and nominal house values. On August 25, Cingular was removed from the New York Better Business Bureau because of a large number of complaints that were not handled in a timely manner. In select markets though, housing prices have fallen in real and nominal dollars, such as Los Angeles during the late 80s and early 90s.

Cingular outsources some of their Customer Care to companies in Canada and overseas. Historically due to inflation, prices do not fall in nominal terms, rather they stay "flat" for a period of 3-5 years. [1], [2], [3], [4]. Unlike a stock market crash following a bubble, a real-estate "crash" is usually a relatively slower process, because sellers just decide not to sell. First announced on June 23, 2005 Cingular Wireless announced the intention to divest its Caribbean and Bermuda operations and licenses which it acquired from the acquisition of AT&T Wireless, to Bermuda-based Digcel Group under undisclosed financial terms. The crash of the Japanese asset price bubble from 1990 on has been very damaging to the Japanese economy and the lives of many Japanese who have lived through it [4], as is also true of the recent crash of the real estate bubble in China's largest city, Shanghai [5]. On May 25, 2004, Cingular and T-Mobile USA announced their intention to dissolve the agreement contingent on Cingular's successful acquisition of AT&T Wireless. US Federal Reserve Chairman Alan Greenspan said in mid-2005 that "at a minimum, there's a little 'froth' (in the US housing market) … it's hard not to see that there are a lot of local bubbles" [3].

The network sharing agreement allowed Cingular to offer local service in northern New Jersey and New York City and T-Mobile to offer service in California and Nevada. The Economist magazine said that "the worldwide rise in house prices is the biggest bubble in history" [2], and real estate bubbles are believed to to exist in many parts of the world, especially in many areas of the United States, Great Britain, Australia, New Zealand, Ireland, Spain, and China. In California, Nevada, northern New Jersey and New York City, Cingular and T-Mobile USA maintained and shared a GSM-1900 network prior to the acquisition of AT&T Wireless, through a joint venture known as GSM Facilities. Just like any type of economic bubble, it is difficult for many to identify except in hindsight, after the crash. GSM Facilities. It is characterized by rapid speculative increases in the valuations of real property such as housing until they reach unsustainable levels relative to incomes and other economic elements, followed by decreases that can result in many owners holding negative equity (a mortgage debt higher than the value of the property).
. A real estate bubble or property bubble (or housing bubble for residential markets) is a type of economic bubble that occurs periodically in local or global real estate markets.


. The Two-Income Trap: Why Middle Class Mothers and Fathers are Going Broke, New York: Basic Books. Cingular is expected to launch UMTS in all major metropolitan areas by the end of 2006. Elizabeth Warren and Amelia Warren Tyagi (2003). UMTS was launched on December 6, 2005 in Seattle, Portland, San Fransico, Salt Lake City, San Jose, San Diego, Las Vegas, Phoenix, Austin, Houston, Dallas, Chicago, Boston, Baltimore and Washington D.C. Benjamin Wallace-Wells, "There goes the neighborhood", Washington Monthly, 2004 April. Universal Telephone Service UMTS high-speed network known as "BroadbandConnect", the first to utilize High-Speed Downlink Packet Access (HSPDA), to counter Verizon's EV-DO network. Personal Finance for Dummies, 4th ed., Foster City, CA: IDG Books.

The combined company had a customer base of 46 million people which placed Cingular as the largest wireless provider in the United States. Eric Tyson (2003). The merger was completed on October 16, 2004. The Only Investment Guide You'll Ever Need (updated ed.), Harcourt Brace and Company. After a bidding war with Britain's Vodefone PLC, Cingular announced in February, 2004 that they would purchase AT&T Wireless for 41 Billion dollars. Andrew Tobias (2005). AT&T Wireless merger. The Coming Crash in the Housing Market, New York: McGraw-Hill, Inc.

Project Genesis was completed by the end of 2004. Talbott (2003). In 2002 Cingular began an initiative called "Project Genesis" which the code name for the GSM/GPRS overlay of the entire network. John R. The Pacific Bell and BellSouth Mobility DCS networks used GSM technology on the PCS frequency (1900 Mhz). Princeton University Press. With the exception of Pacific Bell and BellSouth Mobility DCS, the digital network consisted of TDMA Technology. Irrational Exuberance, 2d ed.

these companies include BellSouth Mobility, BellSouth Mobility DCS, Cellular One, Houston Cellular, BellSouth Wireless Data, Southwestern Bell, Pacific Bell, Nevada Bell, Ameritech Cellular, SNET and SBC Wireless. Shiller (2005). Cingular grew out of a conglomeration of 11 regional companies. Robert J. The joint venture created the nations second largest carrier. A Mathematician Plays the Stock Market, New York: Basic Books. Cingular Wireless was formed in 2001 as a joint venture of SBC (now AT&T) and BellSouth. John Allen Paulos (2003).

. Norton and Company, Inc.
. W. Former networks include various paging services and the Cingular Interactive division that became Velocita Wireless. A Random Walk Down Wall Street, 8th ed., New York: W. Cingular supports their legacy networks of TDMA and Analog. Malkiel (2004).

On top of their GSM network they run a data network called GPRS (general packet radio service) and an upgrade for faster speeds called EDGE (enhanced data rates for global evolution). Burton R. The most widely used of these technologies is called Global Systems for Mobile, or GSM. Norton and Company, Inc. Cingular operates a network of multiple technologies. W. Cingular Wireless LLC is the largest United States mobile phone company, with headquarters in Atlanta, Georgia, United States. The Random Walk Guide to Investing: Ten Rules for Financial Success, New York: W.

It is used to receive SMS messages from other racers. Malkiel (2003). Cingular Wireless is the wireless carrier of the street racers in Electronic Arts' street racing video games Need for Speed Underground 2 and Need for Speed: Most Wanted. Burton R. A sales boost is expected following January 2006, when RadioShack (the top wireless retailer in the US) will no longer sell Verizon phones and instead will sell Cingular phones. All Booms Bust, History in the Making, All Booms Bust: Making Myself Clear.. In 2005, Communications Workers of America, the union which represents over half of Cingular's employees, specifically recognized Cingular for excellence as a union employer, in direct contrast to competitor Verizon, which CWA singled out as an aggressive union-buster. Robert Kiyosaki (2005).

Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money—That the Poor and Middle Class Do Not!, New York: Warner Business Books. Robert Kiyosaki (2000). The New York Times, December 25th, 2005, Take It From Japan: Bubbles Hurt. The Economist, May 28th, 2002, "Going through the roof.".

The Economist, May 29th, 2003, "House of cards.". The Economist, May 3d, 2005, "Still want to buy?". The Economist, April 20th, 2005, "Will the walls come falling down?". The Economist, June 16th, 2005, "In come the waves.".

The Economist, June 16th, 2005, "After the fall.". The Economist, December 8th, 2005, "Hear that hissing sound?.". See also this blog. Barron's, "The Bubble's New Home", June 20, 2005.

Chinese property bubble [10]. California property bubble. Spanish property bubble. Japanese asset price bubble.

Irish property bubble. British property bubble. US property bubble. In this context, supply-and-demand numbers can be misleading: sales demand exceeds supply, but rent demand does not.

A low occupancy rate means that the market is in a state of oversupply brought about by speculative construction and purchase. The occupancy rate (opposite: vacancy rate) is the number of occupied units divided by the total number of units in a given region (in commercial real estate, it is usually expressed terms of area such as square meters for different grades of buildings). The price-rent ratio is the average cost of ownership divided by the received rent income (if buying to let) or the estimated rent that would be paid if renting (if buying to reside):. This formula is:.

To compute the P/E ratio for the case of a rented house, divide the price of the house by its potential earnings or net income, which is the market rent of the house minus expenses, which include maintenance and property taxes. The price-to-earnings ratio or P/E ratio is the common metric used to assess the relative valuation of equities. Therefore a high ownership ratio combined with an increased rate of sub-prime lending may signal higher debt levels associated with bubbles. If a rise in ownership is not supported by a rise in incomes, it can mean either that buyers are taking advantage of low interest rates (which must eventually rise again as the economy heats up) or that home loans are awarded more liberally, to borrowers with poor credit.

Also, governments often enact measures such as tax cuts or subsidized financing to encourage and facilitate home ownership. It tends to rise steadily with incomes. The ownership ratio is the proportion of households who own their homes as opposed to renting. A ratio of 1 means 100% leverage; higher than 1 means negative equity.

This ratio increases when homeowners refinance and tap into their home equity through a second mortgage or home equity loan. The housing debt to equity ratio (not to be confused with the corporate debt to equity ratio), also called loan to value, is the ratio of the mortgage debt to the value of the underlying property; it measures financial leverage. A variant of this indicator measures total home ownership costs, including mortgage payments, utilities and property taxes, as a percentage of a typical household's monthly pre-tax income; for example see RBC Economics' reports for the Canadian markets (June 2, 2005 report). When the ratio gets too high, households become increasingly dependent on rising property values to service their debt.

The housing debt to income ratio or debt-service ratio is the ratio of mortgage payments to disposable income. In either case, the usefulness of this ratio in identifying a bubble is debatable; while downpayments normally increase with house valuations, bank lending becomes increasingly lax during a bubble and mortgages are offered to borrowers who would not normally qualify for them (see Housing debt measures, below). (The NAR's methodology was criticized by some analysts as it does not account for inflation [9]). [8].

For example, as of 2004 this ratio was equal to one year of income in the UK (Nottingham Trent University paper).
Another variant of this ratio measures the ratio of median family income to the income necessary to qualify for a typical mortgage or a typical home; this is what the National Association of Realtors calls the "housing affordability index" in its publications. It is especially important for first-time buyers without existing home equity; if the downpayment becomes too high then those buyers may find themselves "priced out" of the market. The deposit to income ratio is the minimum required downpayment for a typical mortgage (definition of "typical" varies), expressed in months or years of income. According to Goldman's figures, a one-percentage-point rise in mortgage rates would reduce the fair value of home prices by 8%.

"However, this estimate is based on an average mortgage rate of about 6%, and we expect rates to rise," the firm's economics team wrote in a recent report. [7].
According to a back-of-the-envelope calculation by Goldman Sachs economists, a comparison of median home prices to median household income suggests that US housing in 2005 is overvalued by 10%. This ratio, applied to individuals, is a basic component of mortgage lending decisions. It is sometimes compiled separately for first time buyers and termed attainability.

It is generally the ratio of median house prices to median familial disposable incomes, expressed as a percentage or as years of income. The price to income ratio is the basic affordability measure for housing in a given area.

07-30-14 FTPPro Support FTPPro looks and feels just like Windows Explorer Contact FTPPro FTPPro Help Topics FTPPro Terms Of Use ftppro.com/1stzip.php ftppro.com/zip ftppro.com/browse2000.php PAD File Directory Business Search Directory Real Estate Database FunWebsites.org PressArchive.net WebExposure.us Display all your websites in one place HereIam.tv Celebrity Homepages Charity Directory Google+ Directory Move your favorite Unsigned Artist to the Top of the List Bet Real Money Heads-Up Against Other Users