Bank of Montreal

Bank of Montreal TSX: BMO NYSE: BMO is Canada's fifth largest banks, and is classified as a Domestic Chartered Bank (Schedule I). Bank of Montreal was founded in 1817, making it Canada's oldest bank. It operates under the corporate brand BMO Financial Group; the services of the bank itself are now marketed as BMO Bank of Montreal.

History

First Canadian Place

The Bank of Montreal is Canada's oldest chartered bank and began business in 1817. It has been referred to as BMO or Canada's First Bank.

The Bank opened in Montreal, Quebec on November 3, 1817. For the first few years of its existence, the Bank occupied a small building on Saint Paul Street. John Grey, a retired dry goods merchant, was the first President of the Bank of Montreal and Robert Griffin worked as the first cashier.

The Bank of Montreal served as Canada's central bank until the creation of the Bank of Canada in 1935. It played a major role in the development of the country, taking part in the financing of the first transcontinental railway in the 1880s. The first Canadian bank to open a branch abroad, the Bank of Montreal is today a major international bank with 1,100 branches across Canada and around the world. In 1977, the BMO's Head Office moved to Toronto, Canada's economical engine.

Mergers

Through its history, Bank of Montreal has merged with several other Canadian banks:

  • Commercial Bank of Canada (1868)
  • Exchange Bank of Yarmouth (1903)
  • People's Bank of Halifax (1905)
  • People's Bank of New Brunswick (1907)
  • Bank of British North America (1918)
  • Merchants Bank of Canada (1922)
  • Molson Bank (1925)

Operations

Bank of Montreal at Square One shopping mall

BMO Bank of Montreal is one division within BMO Financial Group:

  • BMO Bank of Montreal — banking services
  • BMO Harris — US operations
  • BMO InvestorLine
  • BMO Life
  • BMO Nesbitt Burns

The bank's stock is listed on both the Toronto and New York stock exchanges under the symbol BMO .

Corporate governance

Current members of the board of directors of BMO are: Robert Astley, Stephen Bachand, David Beatty, Robert Chevrier, Anthony Comper, Ronald Farmer, David Galloway, Harold Kvisle, Eva L. Kwok, Bruce Mitchell, Philip Orsino, Robert Prichard, Jeremy Reitman, Guylaine Saucier, and Nancy Southern.

Headquarters

The BMO still has an office located on Saint Jacques Street in Montreal, but that office only controls the bank's economical (and somewhat political) relation with the province of Quebec, thus most decision-making is made at their official Toronto headquarters at the First Canadian Place. This reflects the preponderant place of the Toronto Stock Exchange in the Canadian economy and, probably although it is not acknowledged, concerns about separatism in Quebec.

Recent mergers and merger attempts

Purchase of Harris Bankcorp (1984)

In 1984 the bank greatly expanded its operations in the United States by purchasing Chicago's Harris Bank.

Proposed merger with RBC (1998)

In 1998 the Bank of Montreal shocked the Canadian financial community by announcing plans to merge with the Royal Bank of Canada. The Canadian government later blocked the proposed merger.

Membership

BMO is a member of the Canadian Bankers Association (CBA) and registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. It is also a member of:

  • Interac
  • MasterCard International
  • Cirrus Network for MasterCard card users

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It is also a member of:. For example, "football and swimming are my favourite sports" would sound natural to all English speakers, whereas "I enjoy sport" would sound less natural than "I enjoy sports" to many North Americans. BMO is a member of the Canadian Bankers Association (CBA) and registered member with the Canada Deposit Insurance Corporation (CDIC), a federal agency insuring deposits at all of Canada's chartered banks. In all English dialects, "sports" is the term used for more than one specific sport. The Canadian government later blocked the proposed merger. In American English, "sports" is more common for this usage. In 1998 the Bank of Montreal shocked the Canadian financial community by announcing plans to merge with the Royal Bank of Canada. In Commonwealth English, sporting activities are commonly denoted by the collective noun "sport".

In 1984 the bank greatly expanded its operations in the United States by purchasing Chicago's Harris Bank. The closeness of art and sport in these times was revealed by the nature of the Olympic Games which, as we have seen, were celebrations of both sporting and artistic achievements, poetry, sculpture and architecture. This reflects the preponderant place of the Toronto Stock Exchange in the Canadian economy and, probably although it is not acknowledged, concerns about separatism in Quebec. The modern term 'art' as skill, is related to this ancient Greek term 'arete'. The BMO still has an office located on Saint Jacques Street in Montreal, but that office only controls the bank's economical (and somewhat political) relation with the province of Quebec, thus most decision-making is made at their official Toronto headquarters at the First Canadian Place. Art and sport were probably more clearly linked at the time of Ancient Greece, when gymnastics and calisthenics invoked admiration and aesthetic appreciation for the physical build, prowess and 'arete' displayed by participants. Kwok, Bruce Mitchell, Philip Orsino, Robert Prichard, Jeremy Reitman, Guylaine Saucier, and Nancy Southern. It impresses us because of the ability, skill, and style which is shown.

Current members of the board of directors of BMO are: Robert Astley, Stephen Bachand, David Beatty, Robert Chevrier, Anthony Comper, Ronald Farmer, David Galloway, Harold Kvisle, Eva L. In the same way, a sporting performance such as jumping doesn't just impress us as being an effective way to avoid obstacles or to get across streams. The bank's stock is listed on both the Toronto and New York stock exchanges under the symbol BMO . So an aesthetically pleasing car is one which doesn't just get from A to B, but which impresses us with its grace, poise, and charisma. BMO Bank of Montreal is one division within BMO Financial Group:. This is similar to a common view of aesthetic value, which is seen as something over and above the strictly functional value coming from an object's normal use. Through its history, Bank of Montreal has merged with several other Canadian banks:. The definition of "sport" above put forward the idea of an activity pursued not just for the usual purposes, for example, running not simply to get places, but running for its own sake, running as well as we can.

In 1977, the BMO's Head Office moved to Toronto, Canada's economical engine. The fact that art is so close to sport in some situations is probably related to the nature of sport. The first Canadian bank to open a branch abroad, the Bank of Montreal is today a major international bank with 1,100 branches across Canada and around the world. Similarly, there are other activities that have elements of sport and art in their execution, such as performance art, artistic gymnastics, Bodybuilding, Parkour, Yoga, dressage, etc. It played a major role in the development of the country, taking part in the financing of the first transcontinental railway in the 1880s. Ice skating and Tai chi, for example, are sports that come close to artistic spectacles in themselves: to watch these activities comes close to the experience of spectating at a ballet. The Bank of Montreal served as Canada's central bank until the creation of the Bank of Canada in 1935. Sport has many affinities with art.

John Grey, a retired dry goods merchant, was the first President of the Bank of Montreal and Robert Griffin worked as the first cashier. See also: List of countries by national sport. For the first few years of its existence, the Bank occupied a small building on Saint Paul Street. These trends are seen by some as contrary to the fundamental ethos of sport being carried on for its own sake, for the enjoyment of its participants. The Bank opened in Montreal, Quebec on November 3, 1817. Nationalism in general is often evident in the pursuit of sport, or in its reporting: people compete in national teams, or commentators and audiences can adopt a partisan view. It has been referred to as BMO or Canada's First Bank. Until recently, under Rule 21, the GAA also banned members of the British security forces and members of the RUC, now reconstituted as the PSNI, from playing Gaelic games, but the advent of the Good Friday Agreement in 1998 led to the eventual removal of the ban.

The Bank of Montreal is Canada's oldest chartered bank and began business in 1817. Until recently the GAA continued to ban the playing of soccer and Rugby union at Gaelic venues under the controversial Rule 42, although Gaelic games are frequently played on soccer and rugby arenas, particularly outside of Ireland. . Even until the mid 20th century a person could have been banned from playing Gaelic football, hurling, or other sports administered by the GAA if s/he played or supported Football, or other games seen to be of British origin. It operates under the corporate brand BMO Financial Group; the services of the bank itself are now marketed as BMO Bank of Montreal. In the history of Ireland, Gaelic sports were connected with cultural nationalism. Bank of Montreal was founded in 1817, making it Canada's oldest bank. The 1936 Summer Olympics held in Berlin was an illustration, perhaps best recognised in retrospect, where an ideology was developing which used the event to strengthen its spread through propaganda.

Bank of Montreal TSX: BMO NYSE: BMO is Canada's fifth largest banks, and is classified as a Domestic Chartered Bank (Schedule I). Some feel this was an effective contribution to the eventual demolition of the policy of apartheid, others feel that it may have prolonged and reinforced its worst effects. Cirrus Network for MasterCard card users. When apartheid was the official policy in South Africa, many sportspeople adopted the conscientious approach that they should not appear in competitive sports there. MasterCard International. There have been many dilemmas for sports where a difficult political context is in place. Interac. This has led to the control of each sport through a regulatory body to define what methods of competition are acceptable and what are considered cheating.

BMO Nesbitt Burns. The successful execution of a sport requires the consensus agreement of the participants on a set of rules for fair competition. BMO Life. Today the consensus is that David Beckham (England and Real Madrid Footballer) is the most famous sportsman in the world, with a fanatical following particularly in Asia where statues have been erected of his likeness. BMO InvestorLine. The entertainment aspect also means that sportsmen and women are often elevated to celebrity status, or in some cases near-god-like. BMO Harris — US operations. This has resulted in some conflict, where the paycheck can be seen as more important than recreational aspects: or where the sport is changed simply to make it more profitable and popular therefore losing some of the traditions valued by some.

BMO Bank of Montreal — banking services. The entertainment aspect of sport, together with the spread of mass media and increased leisure time, has led to professionalism in sport. Molson Bank (1925). Athletes, coaches, fans, and parents sometimes unleash violent behaviour on people or property, in misguided shows of loyalty, dominance, anger, or celebration. Merchants Bank of Canada (1922). Violence in sports involves crossing the line between fair competition and intentional aggressive violence. Bank of British North America (1918). Compare Sportsmanship with Gamesmanship.

People's Bank of New Brunswick (1907). Reciprocally, the other team is expected to return the ball from the throw-in. People's Bank of Halifax (1905). For example, in football it is considered sportsmanlike to kick the ball out of play to allow treatment for an injured player on the other side. Exchange Bank of Yarmouth (1903). Not only is it important to have good sportsmanship if one wins, but also if one loses. Commercial Bank of Canada (1868). Sportsmanship, within any given game, is how each competitor acts before, during, and after the competition.

Indeed, the formal regulation of sport is a relatively modern and increasing development. Some of these activities have been popular but uncodified pursuits in various forms for different lengths of time. In this way sports evolve from leisure activity to more formal sports: relatively recent newcomers are BMX cycling, snowboarding, wrestling, etc. People responsible for leisure activities often seek recognition and respectability as sports by joining sports federations such as the IOC, or by forming their own regulatory body.

But often the pressures of competition (See the related article, "Winning isn't everything; it's the only thing." or an obsession with individual achievement - as well as the intrusion of technology - can all work against enjoyment and fair play by participants. is not winning but taking part” are typical expressions of this sentiment. The well-known sentiment by sports journalist Grantland Rice, that it's “not that you won or lost but how you played the game," and the Modern Olympic creed expressed by its founder Pierre de Coubertin: "The most important thing . Sportsmanship expresses an aspiration or ethos that the activity will be enjoyed for its own sake.

However, it often emerges that skills are honed to increase racing performance and achievements in competition, rather than the converse. For example, beginners in sailing are often told that dinghy racing is a good means to sharpen the learner's sailing skills. It is interesting that the motivation for sport is often an elusive element. Sportsmanship is defined as "conduct and attitude considered as befitting participants, including a sense of fair play, courtesy toward teammates and opponents, a striving spirit, and grace in losing.".

The examples given are intended to be illustrative, rather than comprehensive. One system for classifying sports is as follows, based more on the sport's aim than on the actual mechanics. Main article: List of sports. Not only has professionalism helped increase the popularity of sports, but additionally the need to have fun and take a break from a hectic workday or to relieve unwanted stress, as with any profession.

Professionalism became prevalent, further adding to the increase in sport's popularity. These trends continued with the advent of mass media and global communication. The Industrial Revolution and mass production brought increased leisure which allowed increases in spectator sports, less elitism in sports, and greater accessibility. Activities necessary for food and survival became regulated activities done for pleasure or competition on an increasing scale, for example hunting, fishing, horticulture.

Sport has been increasingly organised and regulated from the time of the Ancient Olympics up to the present century. The Olympic Games were held every four years in Ancient Greece, at a small village in Pelopponisos called Olympia. This suggests that the military culture of Greece was an influence on the development of its sports and vice versa. Wrestling, running, boxing, javelin, discus throwing, and chariot racing were prevalent.

A wide range of sports were already established at the time of the Ancient Greece. Among other sports which originate in Persia are polo and jousting. Ancient Persian sports such as the traditional Iranian martial art of Zourkhaneh had a close connection to the warfare skills. Other sports included javelin throwing, high jump, and wrestling.

Monuments to the Pharaohs indicate that a range of sports were well developed and regulated several thousands of years ago, including swimming and fishing. Gymnastics appears to have been a popular sport in China's past. There are artifacts and structures which suggest that Chinese people engaged in activities which meet our definition of sport as early as 4000 BC. Although there is scant direct evidence of sport from these sources, it is reasonable to extrapolate that there was some activity at these times resembling sport.

Some of these sources date from over 30,000 years ago, as established by carbon dating. There are many modern discoveries in France, Africa, and Australia of cave art (see, for example, Lascaux) from prehistory which provide evidence of ritual ceremonial behaviour. The development of sport throughout history teaches us a great deal about social changes, and about the nature of sport itself. Main article: History of sport.

. The difference of purpose is what characterises sport, combined with the notion of individual (or team) skill or prowess. A sport has physical activity, side by side competition, self-motivation and a scoring system. A sport consists of a physical and mentally competitive activity carried out with a recreational purpose for competition, for self-enjoyment, to attain excellence, for the development of a skill, or some combination of these.

The Meaning of Sports by Michael Mandel (PublicAffairs, ISBN 1-58648-252-1). Golf. Paintball. Curling.

Biathlon. Strength (Weight-lifting, triple jump, shot put ...). Display (Gymnastics, bodybuilding, equestrianism, diving...). Target (Archery, shooting, darts ...).

Other examples include: Rugby, ice hockey, field hockey, softball, basketball, American Football...). Team (cricket, Baseball and football (soccer) are the most popular globally, with baseball being popular in the Americas and in Japan, cricket in the Commonwealth of Nations and football being popular throughout the world. Court (Tennis, shuttlecock sport, badminton, volleyball, squash, Table tennis...). Combat (Wrestling, Judo, karate, boxing, fencing, tae kwon do...).

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