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Royal Bank of Scotland


The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. Its shares have a primary listing on the London Stock Exchange.

The bank's head office is in St Andrew's Square, Edinburgh. It has offices throughout Europe, America and Asia.

History of the Royal Bank of Scotland

  • 1727- founded in Edinburgh by Royal Charter
  • 1783- first branch in Glasgow opens
  • 1874- first London branch opens
  • 1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank
  • 1972- merger with National Commercial Bank of Scotland
  • 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails
  • 1985- established the Direct Line insurance brand
  • 1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland
  • 1988- acquisition of Citizens Financial Group of Rhode Island
  • 1997- Registrars department acquired by Australian share registry company Computershare
  • 1997- develops internet banking
  • 2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland

Constituents of the Royal Bank of Scotland Group

  • Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh
  • NatWest - UK clearing bank, head office in London
  • Adam and Company - UK private bank
  • Citizens Financial Group - U.S. bank group based in New England
  • Direct Line - telephone financial services company
  • Ulster Bank - Belfast-based bank with branches throughout Ireland
  • Coutts - UK private bank based in London
  • WorldPay - specialised in Internet Business

Other facts

£100 banknotes of the Royal Bank of Scotland
  • The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland
  • It is the only UK bank that still prints a 1 pound note
  • It was the first bank in the world to offer an overdraft facility
  • In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service.
  • The bank's annual gross profit exceeds the annual budget of the Scottish Government

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. Bayer was named one of the 100 Best Companies for Working Mothers in 2004 by Working Mothers magazine. It has offices throughout Europe, America and Asia. beekeepers has also filed a civil suit against Bayer CropScience for alleged losses. The bank's head office is in St Andrew's Square, Edinburgh. A consortium of U.S. Its shares have a primary listing on the London Stock Exchange. France has since issued a provisional ban on the use of Gaucho for corn seed treatment pending further action.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. Bayer AG is involved in an ongoing controversy with French and Nova Scotian beekeepers over claimed pesticide kills of honeybees from its seed treatment insecticide Gaucho.
The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. In addition to conventional agrochemical business it is involved in genetic engineering of food. The bank's annual gross profit exceeds the annual budget of the Scottish Government. The company is now one of the world's leading innovative crop science companies in the areas of crop protection, non-agricultural pest control, seeds and plant biotechnology. In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service. In 2002 Bayer AG acquired Aventis CropScience and formed Bayer CropScience.

It was the first bank in the world to offer an overdraft facility. They have discovered, among others:. It is the only UK bank that still prints a 1 pound note. In 1994, Bayer AG purchased Sterling Winthrop's over the counter drug business, in order to reacquire the rest of the trademark rights to Bayer and the Bayer cross. The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland. In 1978, Bayer AG purchased Miles Laboratories and its subsidiaries Miles Canada and Cutter Laboratories (along with a product line including Alka-Seltzer, Flintstones Vitamins and One-A-Day Vitamins, and Cutter insect repellent) in order to reacquire trademark rights to Bayer aspirin. WorldPay - specialised in Internet Business. In the United States and Canada, Bayer's assets were acquired by Sterling Drugs, a predecessor of Sterling Winthrop Inc., and the trademarked Bayer aspirin was produced by Miles Laboratories.

Coutts - UK private bank based in London. After World War I, Bayer AG was penalized by having the rights to its name and trademarks taken away in the United States, Canada, and several other countries. Ulster Bank - Belfast-based bank with branches throughout Ireland. When the Allies split IG Farben after World War II for involvement in several Nazi war crimes, Bayer reappeared as an individual business. Direct Line - telephone financial services company. Bayer became part of IG Farben, a conglomerate of German chemical industries that emerged during World War I. bank group based in New England. In 1904, Bayer introduced the Bayer cross as its corporate logo, consisting of the horizontal word "BAYER" crossed with the vertical word "BAYER", both words sharing the "Y".

Citizens Financial Group - U.S. However in some other countries, such as Canada, it is still a registered trademark. Adam and Company - UK private bank. It is now widely used there for all brands of the drug. NatWest - UK clearing bank, head office in London. By 1899, Bayer's trademark Aspirin was registered worldwide for Bayer's brand of acetylsalicylic acid, but through the widespread use to describe all brands of the compound, and Bayer's failure to protect its trademark, the word "aspirin" lost its trademark status in the United States. Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh. Bayer's first major product was acetylsalicylic acid, a modification of salicylic acid or salicin, a folk remedy found in the bark of the willow.

2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland. Bayer AG was founded in Germany in 1863 by Friedrich Bayer and his partner, Johann Friedrich Weskott. 1997- develops internet banking.
Bayer AG shares are listed on XETRA in Germany, LSE in the United Kingdom and on NYSE in the United States. 1997- Registrars department acquired by Australian share registry company Computershare. This change took place on July 1, 2004, with LANXESS to be listed on the stock exchange by the beginning of 2005. 1988- acquisition of Citizens Financial Group of Rhode Island. Starck and Wolff Walsrode) have been combined with certain components of the polymers segment to form the new company LANXESS.

1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland. Following Bayer's successful reorganization, its chemicals activities (with the exception of H.C. 1985- established the Direct Line insurance brand. panel of experts. 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails. The allegations were also proved by an U.N. 1972- merger with National Commercial Bank of Scotland. Austrian journalist Klaus Werner proved in his Black Book on Brand Companies, that the Bayer subsidiary H.C.Starck financed the civil war in the Democratic Republic of Congo by trading illegally with the mineral coltan.

1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank. OHG. 1874- first London branch opens. These companies are: Bayer CropScience AG; Bayer HealthCare AG; Bayer Material Science AG and Bayer Chemicals AG and the three service companies Bayer Technology Services GmbH, Bayer Business Services GmbH and Bayer Industry Services GmbH & Co. 1783- first branch in Glasgow opens. The groups core businesses were transformed into limited companies, each controlled by Bayer AG. 1727- founded in Edinburgh by Royal Charter. In order to separate operational and strategic management Bayer AG was reorganized into a holding company in December 2003.

. It is well-known for its original brand of aspirin. It is headquartered in Leverkusen, North Rhine-Westphalia, Germany. Bayer AG (German pronunciation "BYE-er", in US usually pronounced "BAY-er") (TYO: 4863) is a German chemical and pharmaceutical company founded in 1863.

Ciprofloxacin — an antibiotic. Tabun — a nerve gas. Mustard gas — a blistering chemical weapon. Heroin was, until Bayer let it lapse, a Bayer trademark.

Heroin (diamorphine) — an addictive drug, originally sold as a treatment for cough, and arguably the most successful illegal drug ever. Aspirin — a pain reliever, arguably the most successful drug ever.

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