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Royal Bank of Scotland


The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. Its shares have a primary listing on the London Stock Exchange.

The bank's head office is in St Andrew's Square, Edinburgh. It has offices throughout Europe, America and Asia.

History of the Royal Bank of Scotland

  • 1727- founded in Edinburgh by Royal Charter
  • 1783- first branch in Glasgow opens
  • 1874- first London branch opens
  • 1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank
  • 1972- merger with National Commercial Bank of Scotland
  • 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails
  • 1985- established the Direct Line insurance brand
  • 1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland
  • 1988- acquisition of Citizens Financial Group of Rhode Island
  • 1997- Registrars department acquired by Australian share registry company Computershare
  • 1997- develops internet banking
  • 2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland

Constituents of the Royal Bank of Scotland Group

  • Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh
  • NatWest - UK clearing bank, head office in London
  • Adam and Company - UK private bank
  • Citizens Financial Group - U.S. bank group based in New England
  • Direct Line - telephone financial services company
  • Ulster Bank - Belfast-based bank with branches throughout Ireland
  • Coutts - UK private bank based in London
  • WorldPay - specialised in Internet Business

Other facts

£100 banknotes of the Royal Bank of Scotland
  • The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland
  • It is the only UK bank that still prints a 1 pound note
  • It was the first bank in the world to offer an overdraft facility
  • In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service.
  • The bank's annual gross profit exceeds the annual budget of the Scottish Government

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. In October 2003 it announced that it would become a carbon neutral business within ten years.[1]. It has offices throughout Europe, America and Asia. Its new London headquarters are located in the award-winning 30 St Mary Axe tower, completed in 2004. The bank's head office is in St Andrew's Square, Edinburgh. It was founded in 1863 by the forerunner of Credit Suisse. Its shares have a primary listing on the London Stock Exchange. It employs around 8500 people.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. The company's headquarters are in Zürich, Switzerland.
The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. Swiss Re is the world's second-largest reinsurance company (after Munich Re/ Münchener Rück), and the world's largest life and health reinsurer. The bank's annual gross profit exceeds the annual budget of the Scottish Government. In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service.

It was the first bank in the world to offer an overdraft facility. It is the only UK bank that still prints a 1 pound note. The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland. WorldPay - specialised in Internet Business.

Coutts - UK private bank based in London. Ulster Bank - Belfast-based bank with branches throughout Ireland. Direct Line - telephone financial services company. bank group based in New England.

Citizens Financial Group - U.S. Adam and Company - UK private bank. NatWest - UK clearing bank, head office in London. Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh.

2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland. 1997- develops internet banking. 1997- Registrars department acquired by Australian share registry company Computershare. 1988- acquisition of Citizens Financial Group of Rhode Island.

1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland. 1985- established the Direct Line insurance brand. 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails. 1972- merger with National Commercial Bank of Scotland.

1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank. 1874- first London branch opens. 1783- first branch in Glasgow opens. 1727- founded in Edinburgh by Royal Charter.

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