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Royal Bank of Scotland


The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. Its shares have a primary listing on the London Stock Exchange.

The bank's head office is in St Andrew's Square, Edinburgh. It has offices throughout Europe, America and Asia.

History of the Royal Bank of Scotland

  • 1727- founded in Edinburgh by Royal Charter
  • 1783- first branch in Glasgow opens
  • 1874- first London branch opens
  • 1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank
  • 1972- merger with National Commercial Bank of Scotland
  • 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails
  • 1985- established the Direct Line insurance brand
  • 1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland
  • 1988- acquisition of Citizens Financial Group of Rhode Island
  • 1997- Registrars department acquired by Australian share registry company Computershare
  • 1997- develops internet banking
  • 2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland

Constituents of the Royal Bank of Scotland Group

  • Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh
  • NatWest - UK clearing bank, head office in London
  • Adam and Company - UK private bank
  • Citizens Financial Group - U.S. bank group based in New England
  • Direct Line - telephone financial services company
  • Ulster Bank - Belfast-based bank with branches throughout Ireland
  • Coutts - UK private bank based in London
  • WorldPay - specialised in Internet Business

Other facts

£100 banknotes of the Royal Bank of Scotland
  • The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland
  • It is the only UK bank that still prints a 1 pound note
  • It was the first bank in the world to offer an overdraft facility
  • In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service.
  • The bank's annual gross profit exceeds the annual budget of the Scottish Government

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. Major acquisitions include UK-based International Computers Ltd (ICL) and US-based Amdahl. It has offices throughout Europe, America and Asia. Its historical domestic rival is NEC. The bank's head office is in St Andrew's Square, Edinburgh. Internationally, Fujitsu considers IBM to be its main competitior. Its shares have a primary listing on the London Stock Exchange. 1999), Europe's largest IT supplier owned 50/50 by Fujitsu and Siemens.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. The active partnership with Siemens AG has been revived in the form of Fujitsu Siemens Computers (est.
The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. Today Fujitsu, the communications spinoff of the electric spinoff of a mining company, employs some 200,000 people and has another 500 subsidiary companies itself. The bank's annual gross profit exceeds the annual budget of the Scottish Government. In 1967, the company's name was officially changed to the contraction Fujitsū (富士通). In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service. By 1954 Fujitsu had rolled out Japan's first computer, the FACOM 100, and 7 years later its transistorized big brother FACOM 222 joined the fray.

It was the first bank in the world to offer an overdraft facility. Despite its connections to the Furukawa zaibatsu, Fujitsu escaped the Allied occupation of Japan mostly unscathed. It is the only UK bank that still prints a 1 pound note. The company was established in 1935 under the name Fuji Tsūshinki Seizō (富士通信機製造, Fuji Telecommunications Equipment Manufacturing), a spinoff of the Fuji Electric company, this in turn being a joint venture between the Furukawa mining company and German conglomerate Siemens. The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland. Fujitsu Limited (TSE:6702) reported consolidated revenues of 5.00 trillion yen for the fiscal year which ended March 31, 2002. WorldPay - specialised in Internet Business. Fujitsu is a Japanese company specializing in semiconductors, computers (supercomputers, personal computers, servers), telecommunications, and services, and is headquartered in Tokyo.

Coutts - UK private bank based in London. Ulster Bank - Belfast-based bank with branches throughout Ireland. Direct Line - telephone financial services company. bank group based in New England.

Citizens Financial Group - U.S. Adam and Company - UK private bank. NatWest - UK clearing bank, head office in London. Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh.

2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland. 1997- develops internet banking. 1997- Registrars department acquired by Australian share registry company Computershare. 1988- acquisition of Citizens Financial Group of Rhode Island.

1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland. 1985- established the Direct Line insurance brand. 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails. 1972- merger with National Commercial Bank of Scotland.

1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank. 1874- first London branch opens. 1783- first branch in Glasgow opens. 1727- founded in Edinburgh by Royal Charter.

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