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Royal Bank of Scotland


The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. Its shares have a primary listing on the London Stock Exchange.

The bank's head office is in St Andrew's Square, Edinburgh. It has offices throughout Europe, America and Asia.

History of the Royal Bank of Scotland

  • 1727- founded in Edinburgh by Royal Charter
  • 1783- first branch in Glasgow opens
  • 1874- first London branch opens
  • 1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank
  • 1972- merger with National Commercial Bank of Scotland
  • 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails
  • 1985- established the Direct Line insurance brand
  • 1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland
  • 1988- acquisition of Citizens Financial Group of Rhode Island
  • 1997- Registrars department acquired by Australian share registry company Computershare
  • 1997- develops internet banking
  • 2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland

Constituents of the Royal Bank of Scotland Group

  • Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh
  • NatWest - UK clearing bank, head office in London
  • Adam and Company - UK private bank
  • Citizens Financial Group - U.S. bank group based in New England
  • Direct Line - telephone financial services company
  • Ulster Bank - Belfast-based bank with branches throughout Ireland
  • Coutts - UK private bank based in London
  • WorldPay - specialised in Internet Business

Other facts

£100 banknotes of the Royal Bank of Scotland
  • The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland
  • It is the only UK bank that still prints a 1 pound note
  • It was the first bank in the world to offer an overdraft facility
  • In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service.
  • The bank's annual gross profit exceeds the annual budget of the Scottish Government

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. Baylor ranked #11 on SLAM Magazine's Top 75 NBA Players of all time in 2003. It has offices throughout Europe, America and Asia. In 1977, Baylor was elected to the Basketball Hall of Fame and in 1980 he was named to the NBA 35th Anniversary All-Time Team and again in 1996, he was named to the NBA 50th Anniversary All-Time Team. The bank's head office is in St Andrew's Square, Edinburgh. In 1986, Baylor was hired by the Los Angeles Clippers as the team's vice president of basketball operations, where he still is today. Its shares have a primary listing on the London Stock Exchange. In 1974, Baylor was hired to be an assistant coach and later the head coach for the New Orleans Jazz, but had a lackluster 86-135 record and retired following the 1978-79 season.

Today it is the largest bank in Scotland, the second largest in the UK and Europe, and the fifth largest in the world by market capitalisation. He finished his career with an astonishing 23,149 points, 3,650 assists and 11,463 rebounds over 846 games.
The Royal Bank of Scotland LSE: RBSis one of Scotland's four national clearing banks and one of the oldest in the UK, founded in Edinburgh in 1727 by Royal Charter. Second, the Lakers went on to win the NBA Championship that season, something that Baylor never achieved. The bank's annual gross profit exceeds the annual budget of the Scottish Government. First, the Lakers' next game after his retirement was the first of an NBA record of 33 consecutive wins. In June 1997, The Royal Bank of Scotland became the first high street bank in the UK to introduce an Internet banking service. His retirement resulted in two great ironies.

It was the first bank in the world to offer an overdraft facility. Baylor finally retired during the 1971-72 season because of his nagging knee problems. It is the only UK bank that still prints a 1 pound note. During Baylor's career, the Lakers were a consistently powerful team, but were continuously overshadowed by the Boston Celtics dynasty of the time. The Royal Bank of Scotland, along with Clydesdale Bank and Bank of Scotland, still prints its own banknotes for Scotland. Baylor began to be hampered with knee problems during the 1963-64 season and, while still a very powerful force, was never quite the same player, never averaging above 30 points per game again. WorldPay - specialised in Internet Business. Baylor was a 10-time All-NBA First Team selection and went to the NBA All-Star Game 11 times.

Coutts - UK private bank based in London. In 1959, Baylor won the NBA Rookie of the Year Award and from the 1960-61 to the 1962-63 seasons, he averaged 34.8, 38.3 and 34.0 points per game, leading the Lakers to the NBA Finals eight times (although never winning). Ulster Bank - Belfast-based bank with branches throughout Ireland. Following his junior season, Baylor joined the Minneapolis Lakers for the 1958-1959 season and moving with them to Los Angeles in 1960. Direct Line - telephone financial services company. Elgin Baylor played college basketball at the College of Idaho and Seattle University, leading the SU Chieftains to the NCAA championship game in 1958 (where they lost to the Kentucky Wildcats). bank group based in New England. Elgin Gay Baylor (born September 16, 1934 in Washington, DC) was one of the most graceful and acrobatic forwards to ever play the game of basketball playing 13 seasons for the NBA's Minneapolis and Los Angeles Lakers.

Citizens Financial Group - U.S. Adam and Company - UK private bank. NatWest - UK clearing bank, head office in London. Royal Bank of Scotland- Scottish clearing bank, head office in Edinburgh.

2000- acquisition of the National Westminster Bank after hostile takeover battle with the Bank of Scotland. 1997- develops internet banking. 1997- Registrars department acquired by Australian share registry company Computershare. 1988- acquisition of Citizens Financial Group of Rhode Island.

1985- Williams and Glyn's bank name merged with the Royal Bank of Scotland. 1985- established the Direct Line insurance brand. 1980- abortive hostile takeover bid by Hong Kong and Shanghai Banking Corporation fails. 1972- merger with National Commercial Bank of Scotland.

1920- acquisition of various small English banks to form Williams Deacons Bank,later combined with Glyn Mills & Co. to form Williams and Glyn's Bank. 1874- first London branch opens. 1783- first branch in Glasgow opens. 1727- founded in Edinburgh by Royal Charter.

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